Living Beyond Seattle, your PNW relocation guide
Aerial view of Bremerton and Puget Sound Naval Shipyard

PCS to Naval Base Kitsap

Start from your gate.

Naval Base Kitsap is five installations across a whole county. Match the commute first, then run the money.

Five-gate commute matrix and zone map

Pick your installation to see which towns fall in which drive-time zone.

Bangor: Hood Canal side, off Highway 3 north of Silverdale.

  • Bangor
  • 15 minutes or less
  • 16 to 30 minutes
  • 31 to 45 minutes
  • More than 45 minutes
No-traffic drive minutes from each town center to each Naval Base Kitsap installation
Town centerBangorShipyardKeyportHospitalManchester
Silverdale1317151139
Poulsbo1731162553
Seabeck2228272250
Bremerton267231234
Kingston3045313967
Port Orchard3116341816
Bainbridge Island3651374573
Belfair3722402436
Manchester442946305
Olalla4429473125
Gig Harbor4934523639

No-traffic minutes from each town center, measured on OpenStreetMap roads. Add time for rush hour, base traffic and gate lines, and drive it at your actual reporting time before you commit. From downtown Port Orchard, the foot ferry crosses to the Bremerton side near the shipyard in about 12 minutes. From central Bremerton, some shipyard workers can walk or bike.

BAH and VA loan worksheet

Find your rate with the DoD BAH lookup, then compare it with a real payment.

Estimated monthly payment
$3,526
Principal & interest$3,058
Property tax (about 0.9% a year)$337
Insurance and HOA$130
Funding fee of 2.15%, rolled into the loan$9,675
Monthly mortgage insurance$0

Add your BAH to compare it with this payment.

Planning numbers, not a loan offer. Your lender will also check entitlement, credit and residual income. BAH can't be the only thing you plan around: it changes with rank, dependents and duty station, and it ends when your orders do.

Funding fee table and seller concession limit: VA.gov.

PCS-proof purchase checklist

Work through these before you write an offer.

Orders in hand? Let's match your gate.

Tell us a little about your move and James will follow up personally. No pressure, no spam. Whether you're six weeks or two years out, you'll get straight answers from a broker who lives here.

James Bergstrom
James Bergstrom
Founder/Broker, Paramount Real Estate Group
CallTalk to James